​Wisconsin Help for Homeowners (WHH) is a new statewide program that can help with overdue bills like mortgage payments, property taxes, utilities, and more. The program is open to individuals and families who live in Wisconsin with overdue housing-related bills, both with and without a mortgage, who meet income and other eligibility requirements, and have experienced a qualified economic hardship since January 21, 2020.

Homeownership is an important tool to building wealth. As we help local families recover from the pandemic, the Social Development Commission (SDC) believes providing households with assistance is essential. Below you will find the eligibility requirements to receive help with housing costs and how you can apply.

U​p to $40,000 per household may be available to help with overdue housing bills.​​

The Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR) ​is administering the Wisconsin Help for Homeowners program, with funding from the Homeowners Assistance Fund established under the American Rescue Plan Act of 2021.​ 

The WHH program provides housing grants to owner-occupied households who have experienced a financial hardship since January 21, 2020, based on income level. 

Financial hardship is defined as: 

• A material reduction in income or material increase in living expenses associated with the coronavirus pandemic that has created or increased a risk of mortgage delinquency, mortgage default, foreclosure, loss of utilities or home energy services, or displacement for a homeowner.​

Eligible types of expenses under this program may include but are not limited to: 

• ​mortgage and interest payments 
• real estate taxes 
• condominium, association and lot fees 

The property must be the owner’s primary residence. Vacation homes, rentals, cabins, and second homes are ineligible for assistance through WHH.

Mortgage Servicers, utility providers, and service providers of eligible program expenses who are interested in participating in the program should review the Vendor Information FAQ and contact whh@wisconsin.gov​ for a participation packet.​

The final state program plan approved by the U.S. Treasury is available here​. 

Two public hearings were held during the initial program review period.​ View the re​cording here​.